Please read the following terms and conditions carefully before using this web site or any of our other web sites. 

You should review these terms and conditions regularly as they may change at any time at our sole discretion. The following terms and conditions apply to all of our web sites, including any web sites owned, operated or sponsored by any of our subsidiaries or affiliates, but we may add to or supersede certain provisions of these terms and conditions with other provisions located in other parts of all of our web sites. This Web site is a public resource for informational purposes only and is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. The law is continuously evolving and the information provided, while intended to be accurate, may be out of date depending on its posting date and your specific legal issue.

1. Liability
UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

THIS WEB SITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

2. We Do Not Have Responsibility for Links to Third Party Content
LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEB SITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.

We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not necessarily mean that we endorse, authorize or sponsor that web site, nor that we are affiliated with the third party web site's owners or sponsors. If you wish to link to any ATS Advanced Trustee Strategies site, please contact our webmaster.  The owner of this Web site does not intend links from this site to other Internet Web sites to be referrals to, endorsements of, or affiliations with the linked entities, and the owner of this Web site will not accept referrals for employment from unregistered referral services.

3. Privacy/Treatment of Information or Data Transmitted to Us
Personal information transmitted to us will be treated in accordance with our Privacy Policy.

4. Proprietary Rights & Restricted Use
This web site's content is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, this web site's content is protected by trademark laws, the laws of privacy and publicity, and communication regulations and statutes. You are not authorized to post on or transmit to or from this web site any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of ATS Advanced Trustee Strategies. You may request permission by sending a request by e-mail to webmaster@atsfinancial.com

5. By Providing Content, We Do Not Allow You to Use Trademarks Referenced in This Web Site
ATS Advanced Trustee Strategies is the copyright owner of all text  pictures, & graphics contained on this web site .  The 7 Biggest Mistakes, Children’s’ Trust, ATS Advanced Trustee Strategies and other trademarks and service marks of ATS Financial Services Inc. or its subsidiaries or affiliates that may be referred to on this web site are the property of ATS Financial Services Inc.  Other parties' trademarks and service marks that may be referred to are the property of their respective owners. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The name of ATS Advanced Trustee Strategies, ATS Financial Services, or our logo may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this web site, without prior written permission. You are not authorized to use our logo as a hyperlink to this web site unless you obtain our written permission in advance.

6. We Are Not Providing Investment Advice Nor Soliciting Offers
Nothing in this web site constitutes investment advice.  In addition, our investor relations materials and our other web site content are not offers to sell or solicitations of any offer to buy any security or any insurance product. No security offered by ATS Advanced Trustee Strategies, its subsidiaries or affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity which is not properly licensed to do so in such jurisdiction. In addition, any prospectus information available on this web site is posted for informational purposes only.  This Web site is not intended to be a source of advertising, solicitation, or legal advice; thus the reader should not consider this information to be an invitation for an attorney-client relationship, should not rely on information provided herein and should always seek the advice of competent counsel licensed to practice in the reader's state. Issues regarding specific legal problems vary depending on each person/corporation, and the regulations of different jurisdictions.

7. You Should Not Rely on the Stock Price Information on This Web Site
We believe that the information regarding stock prices is accurate, but we cannot guarantee or warrant the accuracy, completeness, or timeliness of the information. You should not rely on the stock price information for investment purposes. We are not liable for any loss or damages, whether direct, indirect, incidental, special, consequential, or exemplary, that may arise from reliance on the stock price information on the Investor Relations portion of this web site.

8. Investors Should Not Unduly Rely on Any Forward-Looking Information
This web site contains information that includes or is based upon forward-looking statements within the meaning of the federal securities laws, specifically the Private Securities Litigation Reform Act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They typically use words such as "anticipate," "estimate," "expect," "project," "intend," "plan," "believe," and other similar words. Any or all of the forward-looking statements here or in other publications may turn out to be wrong.

Forward-looking statements can be affected by inaccurate assumptions or by known or unknown risks and uncertainties. Many such factors will be important in determining our actual future results. Consequently, there can be no assurance that the results described in such forward-looking statement will be realized. The risks and uncertainties that may cause actual results to differ materially from those expressed in such forward-looking statements include, but not limited to, the following: (i) changes in general economic conditions, including the performance of financial markets and interest rates; (ii) heightened competition, including with respect to pricing, entry of new competitors and the development of new products by new and existing competitors; (iii) unanticipated changes in industry trends; (iv) catastrophe losses; (v) adverse litigation or arbitration results; (vi) regulatory, accounting or tax changes that may affect the cost of, or demand for, the company's products or services; (vii) downgrades in the company's and its affiliates' claims paying ability, financial strength ratings or debt ratings; (viii) changes in rating agency policies or practices; (viiii) discrepancies between actual claims experience and assumptions used in setting prices for the company's products and establishing the liabilities for the company's obligations for future policy benefits and claims; (x) discrepancies between actual experience and assumptions used in establishing liabilities related to other contingencies or obligations; and (xi) the effects of business disruption or economic contraction due to terrorism or other hostilities.  The company specifically disclaims any obligation to update or revise any forward-looking statement, whether as a result of new information, future developments or otherwise. 

Given these uncertainties, you should not place undue reliance on these forward-looking statements. You should see our SEC filings for more information on these and other factors that could cause our actual results to differ materially from those indicated by such forward-looking statements.

9. All Products, Programs and Services May Not be Available in Your Area
This web site is controlled by us from our offices within the United States of America. Except as specifically stated, we make no representation that content or materials in this web site are appropriate or available for use in other jurisdictions. Access to this web site content or materials from jurisdictions where such access is illegal is prohibited. If you choose to access this web site from other jurisdictions, you do so at your own risk. You are always responsible for your compliance with applicable laws. You may not use or export the materials in this web site in violation of U.S. export laws and regulations.

The laws of the State of California will govern the content and materials contained in this web site, without giving effect to any principles of conflicts of laws.

The products referred to on this web site may be offered and sold only to persons in the United States and its territories. Consult your ATS Financial Advisor/Representative for information regarding the products, programs and services which may be available to you.

Securities Offered through LPL Member FINRA/SIPC.