Meet The Team
To better address the needs of our clients, we employ a team approach in all areas of service. Our dedicated professionals and staff are committed to broadening their expertise and providing our clients with the best possible strategies and service.
ATS Financial Advisors
To learn more about the professional history of our financial advisor(s), please visit
FINRA's BrokerCheck
Sandeep Varma
ATS Wealth Strategist
Sandeep is the creative mind and backbone of ATS Financial Services. Sandeep has been a financial advisor since 1990. His objective is to help families plan for their future, as well as their future generations.
Steven Musser
ATS Wealth Strategist
Steve leads our client service department and helps ensure that all office procedures are in compliance with current rules and regulations.
Phylip Simmons
ATS Wealth Strategist
Phylip has over a decade of experience in the financial services industry and holds the Series 7 and 66 licenses. He earned an MBA in Entrepreneurship and Innovation from Point Loma Nazarene University and a Bachelor of Arts in Economics from California State University in San Marcos.
Dr. David Fogel
Director of research & asset management
David has served as a Director of Research in the financial services industry for just under a decade. He received his PhD and Master of Science in Engineering from University of California, San Diego as well as Bachelor of Science in Mathematics from the University of California, Santa Barbara. David lives in La Jolla with his two wonderful children.
Office Administration
Nisha Varma
ATS Operations Manager
Nisha manages our office staff and coordinates all details of the office operations. She also trains all new staff and provides support to our financial advisors. Nisha has been working with Sandeep at ATS since 1990.
Dana Losbog
Business operations Manager
Dana has over a decade of experience in retail management. Dana holds an Associate Degree in Business Management from Leeward Community College and is a senior at the University of Hawaii – West Oahu, finishing her Bachelor of Arts in Business Administration in Business Management and Accounting.
Wendy Quijas
Client Services Manager
A native of Orange County, Wendy received her Associate of Arts in Psychology from Santa Ana College and is currently pursuing a Bachelor of Arts in Psychology from Cal State University, Fullerton. She joined the ATS team in Fall of 2020 during the pandemic, and sincerely enjoys getting to know all of the wonderful ATS clients at the office and over virtual meetings.
Jonathan Valle
Client Relations Coordinator
Jonathan received his Associate Degree in Business Administration at Mira Costa College, and is currently finishing his Bachelor of Arts in Finance at Cal State University, San Marcos. Jonathan loves to travel with family or friends. You’ll rarely find him at home as he enjoys adventures and seeing new places.
Isabella Smith
Client Services Coordinator
Isabella, a native of sunny San Diego, is a devoted dog and cat mom to one Chiweenie and her cat named Soup. She enjoys spending her free time writing music, practicing esthetics as a licensed esthetician, and spending time with family. Isabella is proud to be part of ATS, where she looks forward to collaborating with an exceptional team and building lasting client relationships.
Rosanne Lashgari
Director of First Impressions
Director of First Impressions Rosanne was born in Mexico but was raised in San Diego since the age of 2. She is a Mom of 4 exceptional adults, a wild Weenie and kitty Valentino. She is also a ballroom dancer currently obsessed with West Coast swing. She was a stay at home mom for 26 years while helping build the family insurance business. One of her bucket list items is taking singing lessons “Someday I will be able to carry a tune.”
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Jacob Elghallab
Client Services Coordinator
Cecilia
Client Services Coordinator
Cecilia is a seasoned Client Services Coordinator, Notary Public, and licensed California Life Insurance Agent. She holds a degree from Sonoma State University, where she focused on Early Childhood Education, Business, and Accounting. Cecilia has a deep appreciation for embracing individual personalities and diverse needs—an insight that enhances her ability to provide thoughtful, personalized support and care in her professional role.
Adam Sevier
Client Services Coordinator
Adam joined ATS in February 2025, bringing with him a strong background as a Division I volleyball player and communication major. After graduating from UC Santa Barbara in 2023, he became a licensed financial professional Reviewed By passing the SIE, Series 7, and Series 66 exams, and he also holds a California insurance producer license.
